Privacy Policy

1. Introduction

Garrett Horvath ("we," "us," or "our") is committed to protecting your personal information in accordance with Alberta's Personal Information Protection Act (PIPA) and, where applicable, the Personal Information Protection and Electronic Documents Act (PIPEDA). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our financial disclosure collection service.

2. Application

This Privacy Policy applies to all personal information collected, used, or disclosed by us in the course of providing our services within Alberta and across Canada. For interprovincial and international transactions, we comply with PIPEDA requirements.

3. Personal Information We Collect

We may collect the following types of personal information:

• Contact information (name, email address, phone number)
• Financial information and documentation required for legal disclosure
• Account credentials and authentication data
• Usage data and interaction with our services
• Communication records between you and our team

4. Purposes of Collection

We collect personal information only for reasonable purposes, including:

• Providing financial disclosure collection services
• Communicating with you about your account and services
• Meeting legal and regulatory requirements
• Improving our services and user experience
• Protecting against fraud and ensuring security

5. Consent

In accordance with Alberta's PIPA, we obtain your consent for the collection, use, and disclosure of personal information at the time of collection. You may provide express consent, implied consent, or opt-out consent depending on the circumstances and sensitivity of the information.

You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice. Please note that withdrawal of consent may affect our ability to provide services to you.

6. Use and Disclosure

We use and disclose personal information only for the purposes for which it was collected, except with your consent or as required or permitted by law. We may disclose your information to:

• Legal representatives and counsel as directed by you
• Courts and regulatory bodies as required by law
• Service providers who assist us in operating our services
• Law enforcement or government agencies when legally required

7. Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected or as required by law. When personal information is no longer needed, we will destroy, delete, or anonymize it using secure methods.

8. Security Safeguards

We implement reasonable security measures appropriate to the sensitivity of the information to protect your personal information against unauthorized access, disclosure, copying, use, or modification. These measures include:

• Physical security measures for document storage
• Technological safeguards including encryption and secure servers
• Administrative controls and staff training
• Restricted access on a need-to-know basis

9. Access and Correction

Under PIPA, you have the right to access your personal information held by us and to request corrections to any inaccurate information. To make such a request, please contact us using the information provided below. We will respond to your request within the timeframes required by law.

10. Cross-Border Data Transfers

If we transfer personal information outside of Alberta or Canada, we ensure appropriate safeguards are in place to protect your information in accordance with PIPEDA requirements for international transfers.

11. Complaints

If you have concerns about our privacy practices or wish to file a complaint, please contact us first. If we cannot resolve your concern, you have the right to contact:

12. Updates to this Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new effective date.

13. Contact Information

For questions about this Privacy Policy or our privacy practices, please contact: